Blog
Dec
3,
2020
3,
2020
The Coronavirus pandemic turned 2020 into a year unlike any other. As the end of the year approaches, the virus poses challenges beyond just school and work. The new question is how to safely celebrate the upcoming holiday season and maintain the family traditions that mean so much to so many. The good news is […]
Dec
2,
2020
2,
2020
With the impending arrival of winter, now is a great time to review your essential home maintenance checklist. This list potentially includes protecting vulnerable pipes from freezing temperatures, sealing up drafty windows and doors, and making sure your heating system is ready for another season of hard work. It can also be an excellent time […]
Nov
19,
2020
19,
2020
Do you envision a reverse mortgage in your future? Possibly in 2021? In this video, our CEO and founder Scott Gordon advises you on preparing for a reverse mortgage application. Some of the topics he discusses: Which documents you’ll need to start gathering Communicating with heirs about your decision to apply for a reverse mortgage […]
Nov
17,
2020
17,
2020
Interest rates are nearing historic lows, making the choice between a short term or long term mortgage tougher than usual. In this video, CEO and founder Scott Gordon talks about what to keep in mind as you make this important financial decision. He discusses: How to choose between a 15 or 30-year mortgage term Considering […]
Nov
12,
2020
12,
2020
The impact of wildfires, floods, and hurricanes in communities across the United States has been well-documented in recent years. The best available science indicates that water levels will continue to rise along our coasts, and extreme weather conditions will be an ongoing threat. In addition, these climate trends are becoming an increasingly critical component of […]
Nov
10,
2020
10,
2020
Homebuyers are likely to know acronyms such as ARM (adjustable-rate mortgage) or PMI (private mortgage insurance) thanks to their experiences shopping for a mortgage. However, LIBOR (London Interbank Offered Rate) is a term most will not recognize. Despite its obscurity, the LIBOR and its impending disappearance as a standard mortgage benchmark rate may impact many […]
Nov
5,
2020
5,
2020
With interest rates at record lows, demand for homes is soaring across the country. Not surprisingly, home prices are rising in many places as well. The National Association of Homebuilders recently announced that market influences, including the rising cost of lumber, had added more than $16,000 to the average price of single-family homes between April […]
Nov
3,
2020
3,
2020
Regardless of the location, a successful workspace allows you to balance productivity and efficiency with a refreshing environment that encourages motivation. The COVID-19 pandemic has forced many professionals to rely on a home office that meets this goal. While any place you can sit with a laptop might get the job done, a dedicated area […]
Oct
29,
2020
29,
2020
Unfortunately, discrimination can occur during the home buying process. In this video, our CEO and founder Scott Gordon discusses ways to identify discrimination, as well as knowing your rights and understanding your options if you do become a victim. Some of the topics he covers: Shopping around and comparing mortgage lenders Reviewing your credit report […]
Oct
27,
2020
27,
2020
Your debt-to-income ratio, or DTI, is a critical component when it comes to evaluating a mortgage application. While the exact approach will vary depending on the loan program you are pursuing, very few allow borrowers to exceed a DTI of 50 percent. In many cases, a DTI above 43 percent is likely to seriously limit […]
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