Blog
27,
2017
If you’re a homeowner or planning on becoming one, it’s normal to want to upgrade your home. While there are many exciting home upgrade methods, such as improving your kitchen or adding a swimming pool, one of the best is improving your home’s energy efficiency. Fortunately, improving your home energy efficiency doesn’t have to break […]
23,
2017
If you are buying a home, you’ll often hear the phrase “closing costs” thrown around by your lender or real estate agent. The term itself refers to all fees that are paid to third parties during the process of buying or selling a home. Some closing costs are paid by the seller, but most closing […]
21,
2017
Your credit score. Your down payment. Your closing costs. You may already know about the many different considerations and factors that go into owning a home. But you may not know about one of the most important terms of all: Loan-to-Value ratio, or LTV. What is LTV? The LTV plays a critical role in […]
21,
2017
If you’re thinking about buying a home (or regularly read our blog), you may have heard that interest rates are rising. Rising interest rates have powerful effects on the mortgage industry and individual homebuyers. While many of these effects are seen as negative (such as buyers having higher mortgage payments), there are also positive aspects […]
20,
2017
16,
2017
Your state’s cost of living matters, whether you want to build a home, are a first time homebuyer, or plan to raise a family. If a low cost of living is what you’re after, here are America’s five most affordable states in 2017. TennesseeThe Volunteer State is most known for its country music, Elvis, and […]
15,
2017
There is more to homebuying than the mortgage. There are property taxes that the government requires on homes. There is also the interest on the loan. Some homebuyers need to pay HOA (homeowners’ association) fees to their neighborhood. All of these add a small amount to the total monthly payment that the homeowner makes […]
14,
2017
If you’re a homeowner (or planning on becoming one), you can incorporate fantastic technology into your home at budget prices to create a “smart home.” Whether you want to adjust your lighting using your voice or control your home thermostat using your phone (while not at home), there are options galore. Here are some affordable […]
13,
2017
The United States Department of Agriculture (USDA) is for more than choice meats. The USDA also offers a unique type of home loan that allows specific borrowers to purchase a home with no money down. It is one of the only loans, other than the VA loan, where an individual can qualify for a loan […]
9,
2017
Valentine’s Day is big. In fact, Americans spent around $20 billion on Valentine’s Day in 2016 alone (or $146 for each person who celebrated). But you can have a fantastic and romantic Valentine’s without spending lots, which is important if you’re saving to become a homeowner (or saving for other goals such as retirement). Here […]
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