Blog

Apr 25, 2019
Retirement is around the corner, and you’re looking to update your home without blowing your budget. So, what is the solution? Consider going green when choosing to remodel and using a Home Equity Conversion Mortgage (HECM), or reverse mortgage, to enjoy the best of both worlds. A HECM, an FHA-insured loan for homeowners 62 and […]
Mar 14, 2019

Your golden years have arrived, and retirement is in full swing. How do you make the most of your new freedom without sacrificing the financial stability you worked so hard to create? Well, if getting out of the house sounds like a start, a Home Equity Conversion Mortgage (HECM) could be just the vehicle to […]

Feb 21, 2019

It’s not a complicated equation. The longer a retirement, the more money it requires. But, figuring out how to deal with the reality of a retirement that could last 30 years or more is where the simplicity ends. Fortunately, there are multiple strategies for finding solutions, and a skilled financial advisor can discuss ways to […]

Feb 20, 2019

Life isn’t always smooth sailing, but homeowners with equity could access cash or a line of credit to combat stormy seas. Wondering which type of loan is right for you? Take a look at the following excursions to find out. All aboard!

Feb 19, 2019

Transitioning into a comfortable retirement typically requires hard work, careful planning and the ability to reconcile your financial health with long-held aspirations. However, if retirement is nearing and the resulting fixed income threatens to derail the lifestyle you imagined, an underutilized and often misunderstood tool could get you back on track. Add Income, Reduce Costs […]

Feb 5, 2019

In a perfect world where mortgage rates, market inventory and demand from homebuyers align, downsizing to a smaller home would be a piece of cake for aging seniors. Unfortunately, this isn’t always the case, and sometimes downsizing isn’t a feasible option. Seniors Staying Put Factors like lack of affordable inventory in a preferred location can […]

Nov 20, 2018
older man on the phone
For all the well-laid plans that come with preparing for retirement, sometimes things happen that we can’t predict. This is especially challenging when a medical event or a need to be close to family means it’s time to move into a new home. While the moving process isn’t easy, the nice thing about a Home […]
Oct 18, 2018

Continuous learning can keep your mind sharp as you age and can play a fundamental role in making the most of your retirement. However, retirement savings can limit your ability to be a lifelong learner. One option to free up some cash and secure your financial stability is a reverse mortgage or Home Equity Conversion […]

Oct 4, 2018

More than just improving aesthetic appeal or energy efficiency, some home improvements can be necessary for seniors aging in place to retain independence and quality of life. For many elderly homeowners, normal things like moving about their home, reaching for high or low items, and performing everyday tasks becomes increasingly difficult with age and requires […]

Sep 27, 2018

Many seniors can’t wait to retire when the day finally comes, and after a lifetime of hard work, they’ve earned it. But sometimes, after a year of tending the garden, playing golf, and reading through the local library, people find themselves looking for a new project. If you have a little money saved up and […]

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