If you’re considering buying a home, you’ve probably heard about homeowners insurance—and you might have groaned about being required to pay for it. Concern over the cost of homeowners insurance is understandable, as it costs the average US homeowner $952 annually (in addition to mortgage payments and property taxes). But while the price of homeowners […]
If you’re planning on using a mortgage to buy a home, mortgage lenders will review your credit score as part of your application. Unfortunately, all Americans are at risk of something that can severely damage your credit score: identity theft. The U.S. Department of Justice defines identity theft as someone obtaining and using another person’s […]
According to the Government Accountability Office, 1/3rd of seniors age 55 and over do not have even a penny of retirement savings, and well over 50% have less than they need to live comfortably. For the children of seniors that are limited in their retirement, there may come a time when you need to come […]
As many long-term homeowners know (and recent homebuyers often learn), remodeling a home can dramatically improve its livability and value. Whether it’s upgrading your kitchen, improving your bathroom, or removing a wall, remodeling can transform a home into your dream home. And the 203k loan can make it happen! The 203k loan combines the cost […]
Winter is here, and so are arctic weather blasts! With a massive cold front stretching across the United States during the first week of 2017 (and several months of cold weather remaining), it’s critical to protect your home during extreme cold temperatures. Here are four ways to do this: Protect your pipes When temperatures drop […]
Harvard University, America’s oldest university and one of the world’s best, says reverse mortgages can be an option to help senior homeowners reduce cost burdens and comfortably age in place in a new report. The report, titled “Projections and Implications for Housing a Growing Population: Older Adults 2015-2035,” addresses housing demands for America’s rapidly growing […]
Over the past five years, the average mortgage interest rate hovered between 3.5% and 4.5% – the lowest rates of the past 30 years. This relatively low rate meant that homeowners across the country could refinance their home mortgage, and potentially save thousands of dollars over the course of their loan. But there are signs […]
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