Blog
26,
2019
How do you start your search for a new home? Browse real estate listings online? Plug some numbers into an automatic mortgage calculator to estimate your budget? Ask your friends and family to recommend a trusted real estate agent? If so, you likely have lots of company. Once you’ve decided to dive in and start […]
21,
2019
It’s not a complicated equation. The longer a retirement, the more money it requires. But, figuring out how to deal with the reality of a retirement that could last 30 years or more is where the simplicity ends. Fortunately, there are multiple strategies for finding solutions, and a skilled financial advisor can discuss ways to […]
20,
2019
Life isn’t always smooth sailing, but homeowners with equity could access cash or a line of credit to combat stormy seas. Wondering which type of loan is right for you? Take a look at the following excursions to find out. All aboard!
19,
2019
Transitioning into a comfortable retirement typically requires hard work, careful planning and the ability to reconcile your financial health with long-held aspirations. However, if retirement is nearing and the resulting fixed income threatens to derail the lifestyle you imagined, an underutilized and often misunderstood tool could get you back on track. Add Income, Reduce Costs […]
14,
2019
After surviving the stresses of a home search, completing the checklist for a successful closing, and managing the logistics of moving, you’ve finally reached the end of the process, right? Well, almost. While self-congratulations are certainly in order, there’s one more step you don’t want to overlook. Fortunately, its simplicity and cost-saving results provide ample […]
7,
2019
Where does one begin when they start house hunting? The first step is talking to a mortgage lender before you house search so you know what you can really afford. The second is to find a real estate agent you trust to represent you as a buyer. But even with a great agent, those living […]
5,
2019
In a perfect world where mortgage rates, market inventory and demand from homebuyers align, downsizing to a smaller home would be a piece of cake for aging seniors. Unfortunately, this isn’t always the case, and sometimes downsizing isn’t a feasible option. Seniors Staying Put Factors like lack of affordable inventory in a preferred location can […]
29,
2019
We often start the new year with resolutions to better ourselves, but that doesn’t always extend to the space that most defines us—our home. If you plan to stay in the house long enough to see a return on investment, and if you’ve got the itch to make some structural changes, make this the year […]
28,
2019
Honolulu, HI—Wendy Oshiro, a reverse mortgage specialist with Open Mortgage LLC, joined an elite cadre of mortgage professionals, and only the second from Hawaii, who have achieved the status of being a Certified Reverse Mortgage Professional (CRMP). Oshiro earned the designation after she passed a rigorous exam and background check, thereby demonstrating a competency in […]
24,
2019
For most of us, the dream of home ownership is important for reasons that aren’t easy to quantify with numbers. After all, a home of our own gives us a place to build a life, and the ability to mold it to our specific needs and family. But that doesn’t mean we don’t hope that […]
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