A credit score doesn’t tell a lender everything about a person’s finances, but it does help paint a picture to determine if you’re a safe credit risk. And, as we’ve written before, your credit rating impacts both your ability to get a mortgage and the mortgage rate offered. If you’re a first time home buyer, […]
AUSTIN, Texas, May 15, 2019 /PRNewswire/ — Open Mortgage, a multi-channel mortgage lender dedicated to empowering the dream of home ownership, has acquired Premier Home Mortgage, a lender that specializes in financing homes in rural and small-town America, in a deal that’s expected to add $300 million in loan value to the company. The acquisition also adds offices in Iowa, Montana, South Dakota and Wyoming in […]
For first-time homebuyers navigating the market, the Federal Reserve report (released this past February), can be difficult to decipher. Not only is the report full of financial jargon, it also requires a good deal of reading between the lines to understand its impact. To help explain the recent Federal Reserve report and what it might […]
Mortgage interest rates recently reached a 15-month low, with economists predicting they will hold steady. That’s excellent news for homebuyers, but what does it mean for current homeowners? Well, it may be a good time to consider refinancing. Refinancing can help you lower your monthly payments, eliminate mortgage insurance premiums, or pay off your home […]
Twenty-three percent of Americans are worried that they will run out of savings in retirement, according to a Bankrate survey. Rising healthcare costs, increasing debt and uncertainty about Social Security benefits don’t help matters. Stressing about the future is not how anyone wants to spend their retirement years. Fortunately, finding ways to supplement your income […]
According to a recent study from Merrill Lynch and AgeWave, retirees are expected to create an $8 trillion surge in giving over the next two decades. This “Longevity Bonus” will be a fundamental shift in philanthropy and is being driven by the convergence of several factors. Most notable is the growing number of baby boomers […]
For those of us that need our space but still want to keep the environment in mind, there’s good news: Moving into a tiny home isn’t your only option. With sustainable building materials and several loan options suited to renovations, now is a great time to add value and sustainability to your home. Say Hello […]
Retirement is around the corner, and you’re looking to update your home without blowing your budget. So, what is the solution? Consider going green when choosing to remodel and using a Home Equity Conversion Mortgage (HECM), or reverse mortgage, to enjoy the best of both worlds. A HECM, an FHA-insured loan for homeowners 62 and […]
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