Blog

May 17, 2017

Your Realtor is an important part of the homebuying process, and a valuable resource for you.   One of the most exciting homebuying moments is discovering a home you love. When you find that house, here are six essential questions to ask your Realtor:

May 15, 2017

Those looking for a low to no down payment mortgage have options. From VA loans to HomeReady Loans to loans only available via the state, there are many different mortgages available for those who do not have the traditional 20% down payment. The most common of these home loans is the FHA loan, backed by […]

May 11, 2017

The housing market has recovered considerably since the crash. Homes are now back in high demand, and – thanks to stricter lending practices – the likelihood of another crash in the future has been drastically reduced. For investors, this means that now is a great time to consider purchasing a rental property. Home costs are […]

May 9, 2017

These days, saving money has become harder than ever. With wages stagnating, and expenses on the rise, not many first time home buyers have enough saved to make a 20% down payment. Even those that do may not have enough left over to feel comfortable in their home should anything go wrong. Lenders understand this. […]

May 8, 2017

April was another busy month in the mortgage industry. Here are some recent articles, highlights and homeowner tips: Two Blockbuster Months In A Row Signal Steaming Home Market Pending sales, which are home purchase transactions in which a buyer has signed a contract, reached their best two-month total since April and May of 2016. Key […]

May 4, 2017

As we head into May, heat has arrived in many parts of the country, and summer is almost on our doorstep. If you’re a homeowner, now’s the time to get your home ready. Here are five ways to do this: Inspect your air conditioner Spring is the time to make sure your air conditioner (AC) […]

May 2, 2017

If you’re planning your retirement or are already retired, the state you live in matters. Because individual states have different tax laws, varying affordability levels, and a range of  benefits (and drawbacks) for retirees — where you retire will have a dramatic impact on your life. Wallethub recently ranked the top five states to retire […]

May 1, 2017

If you’re planning on buying a home, there’s a vast range of online resources available at your fingertips. Contrast today’s virtually endless resources with 25 years ago — homebuying research was mainly limited to home listings in newspapers, books / magazines (which needed to be purchased or checked out from libraries), brochures, and word-of-mouth. With […]

Apr 27, 2017

It’s easy to feel like home buying may not be possible based on your income. Homes are expensive, and it’s not uncommon to hear horror stories about how difficult it is to qualify for a loan, how often borrowers took out loans that were more than they can handle, and more. What you may not […]

Apr 26, 2017

In most cases, mortgage loan originators look into your past, present, and likely future to determine if you qualify for a home mortgage. They look at your payment history, your credit score (which takes years to develop), your income for the year, and more. Many of these factors are difficult to change by the time […]

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