Reverse mortgages have had a negative perception until recently. The Federal Housing Administration has altered the program to the point that it can now be used as a financial planning tool and not just another loan product. It still does not negate the fact that so many misconceptions have been associated with HECM loans. However, […]
If you’re a retiree, you have probably heard talk of reverse mortgages. What exactly are they? What are the pros and cons? Is a reverse mortgage a good idea for you personally? Reverse mortgages are basically loans available to people over 62. Using your house as collateral, the lender gives you money to use during […]
A good Realtor® is sort of like your own personal Yoda—someone you can trust with your most pressing questions and biggest decisions, guiding you safely toward your destiny (of a brand new home!). But how do you choose the right Realtor when there are literally hundreds of options in your area? They say in California the […]
With mortgage rates averaging less than 5% for the past five years—and 2015 set to become year No. 6 in that trend—there’s never been a better time to carry a mortgage into retirement, right? Not so fast. While it’s an appealing idea to hold onto a predictable monthly mortgage payment and plow into retirement savings […]
The U.S. housing market is on track for its best year since 2006. Home prices are up, foreclosures are down, boomerang buyers are re-entering the market, and millennials are finally—finally—moving out of their parents’ basements. Our long national nightmare appears to really be over. Bottom line: The housing crisis is beginning to feel like a […]
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