Blog
23,
2017
If you’re considering applying for a mortgage to purchase a home, you can expect a long-term commitment. A 2015 survey found that despite 15-year mortgages being available, 86% of mortgage applicants opted for 30-year loans. With a 30-year loan, the borrower pays back the principal (amount borrowed to pay for the home) along with interest […]
19,
2017
If you’re a prospective homebuyer, having a good credit rating is an important part of the mortgage process. And while there are a range of strategies for building and maintaining good credit, identity theft can damage your efforts and rapidly lower your credit score. As discussed in our first identity theft blog post, identity theft […]
18,
2017
It is estimated that senior property owners are sitting on more equity than at any time in history – over $6 trillion. This has led to more seniors into considering a reverse mortgage. If you’re thinking about getting a reverse mortgage, we strongly advise talking with your adult kids about your reasons. Here are some […]
16,
2017
12,
2017
If you’re planning on using a mortgage to buy a home, mortgage lenders will review your credit score as part of your application. Unfortunately, all Americans are at risk of something that can severely damage your credit score: identity theft. The U.S. Department of Justice defines identity theft as someone obtaining and using another person’s […]
11,
2017
According to the Government Accountability Office, 1/3rd of seniors age 55 and over do not have even a penny of retirement savings, and well over 50% have less than they need to live comfortably. For the children of seniors that are limited in their retirement, there may come a time when you need to come […]
9,
2017
Winter is here, and so are arctic weather blasts! With a massive cold front stretching across the United States during the first week of 2017 (and several months of cold weather remaining), it’s critical to protect your home during extreme cold temperatures. Here are four ways to do this: Protect your pipes When temperatures drop […]
5,
2017
For many, your house is more than the place you live. It is your largest investment, and your way of securing a better financial future for yourself and your family. It is this investment potential that pushes people to buy instead of rent, because they want the money they spend on the home to come […]
27,
2016
As we head into 2017, it’s common to reflect on your past year and make resolutions for the new year. While typical resolutions often include eating healthier or becoming more organized, what about taking stock of your finances and making financial resolutions? While everyone’s financial situation is unique, here are some strategies and goals that […]
20,
2016
Over the past five years, the average mortgage interest rate hovered between 3.5% and 4.5% – the lowest rates of the past 30 years. This relatively low rate meant that homeowners across the country could refinance their home mortgage, and potentially save thousands of dollars over the course of their loan. But there are signs […]
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